Budgeting and Cash Flow for Small Business is a cash flow course for small business owners and sole traders in Australia, and for staff who look after money in a small business. It is online and self-paced.
Who this course is for
- Small business owners
- Sole traders
- Bookkeepers and staff who look after money in a small business
What you'll learn
- Explain the difference between profit and cash flow, and why a profitable small business can still run short of cash
- Build a simple budget, compare it with actual results, and prepare a 12-week cash flow forecast that shows when cash will run low
- Calculate markup, margin and break-even point correctly, and use them to set and review prices
- Apply practical steps to get paid on time, follow up overdue invoices lawfully, and manage supplier payments and stock to protect cash flow
- Work out how much to set aside each week for GST, PAYG and super, including Payday Super from 1 July 2026, so tax and super are ready when due
- Keep the records the ATO requires, read a profit and loss statement, balance sheet and cash flow statement, and recognise the warning signs of cash trouble and where to get help
Course details
- Format: online, self-paced, 6 narrated video lessons with captions, activities and practice checks
- Time: about 1.5 hours, including activities and the final quiz
- Assessment: online quiz, marked automatically, 3 attempts, 80% to pass
- Certificate: Certificate of Completion when you pass (download as PDF straight away)
- Includes: participant guide PDF to keep
- Price: $99 AUD per person; group bookings available through the site
Frequently asked questions
Is this course accredited? No. It is a non-accredited short course and not nationally recognised training. You receive an ASTC Certificate of Completion when you pass.
Does this cover GST, PAYG and super? Yes. You work out how much to set aside each week for GST, PAYG and super, including Payday Super from 1 July 2026.
Will I build a cash flow forecast? Yes. You build a simple budget and prepare a 12-week cash flow forecast that shows when cash will run low.
This is a non-accredited short course and is not nationally recognised training. Any legal content is general information current as at November 2026, not legal advice.